5-Year Anniversary Portfolio Performance Assessment

Happy Anniversary, Timyan Bank Alert!


It's hard to believe five years have passed since I launched the Timyan Bank Alert.  The publication serves a wide range of purposes in my life: it helps me hone my art, make money, help others make money, and connect personally with those of you who share my passion for community banks. And I really like how it establishes an historical record of the stories behind these bank stocks.

If you had invested $100 in each stock when I reviewed it here, your $4300 investment would be worth $9159 today. If you only invested in HCBP, I apologize...


Disclosure: As of this posting, I own shares of all the bank stocks reviewed in the Timyan Bank Alert that still exist (or the stocks of their acquiring banks) and may subsequently either dispose of them or purchase more. For full disclosure, please note, I personally own many other bank stocks that are not represented in the Timyan Bank Alert portfolio or record.


The average running return rate for the Timyan Bank Alert portfolio so far is 113%.

Over the past five years, I've reviewed 43 bank stocks.

Four have undeperformed against the market. (The first two stocks I reviewed turned out to be the least auspicious.)
  • HCBP essentially lost everything when it was seized by the FDIC
  • CDBK merged into Parkway, is currently down 8%, but still looks promising to me
  • CNAF is running "flat" at 1%
  • BKUT is up an un-thrilling 7%

Nineteen have doubled their value or better, as shown in the table below.
  • FMFC and SBFC increased 5-fold, but are now in acquiring company stock
  • CITZ and CWBC quadrupled, CITZ via acquisition and CWBC on its own
  • BHWBCPBO, and CMTB have tripled, BHWB on its own

My "median" performer gained 89% — BBIM, which was acquired for cash.

1st ReviewSymbolReturnPrice ThenPrice Now*
07/09/12FMFC425%$5.05$26.50
06/20/12SBFC423%$12.60$65.95
05/30/12CITZ381%$5.45$26.24
05/11/12CWBC360%$2.23$10.25
10/04/12BHWB259%$6.75$24.25
03/30/14CPBO237%$8.45$28.47
08/21/14CMTB207%$7.27$22.35
05/07/13CBIN188%$13.00$37.47
04/12/14BBBI159%$6.38$16.50
07/07/12PSBQ146%$25.50$62.75
05/04/12HBNC132%$11.29$26.21
08/08/12FRAF123%$13.60$30.35
05/21/13EMYB111%$6.65$14.00
09/26/16GRBS108%$11.40$23.69
06/04/12CARE107%$8.25$17.11
01/07/13FIBP105%$13.60$27.85
09/23/12BXS104%$15.00$30.60
06/24/12HFBC102%$7.07$14.26
02/27/13LOGN100%$21.00$41.95
06/30/13HARI94%$7.20$14.00
07/11/14BANC93%$10.76$20.75
12/30/14BBIM89%$49.75$93.93
11/13/13MFGI86%$32.25$60.00
07/03/14CABC80%$10.80$19.40
03/02/14NCNB76%$9.25$16.25
07/13/13NWYF73%$15.80$27.40
06/01/15EXSR73%$84.00$145.00
09/17/12MFNC71%$7.84$13.41
08/26/16CCFH67%$1.05$1.75
04/25/15SLRK54%$4.80$7.40
09/02/15PFBX52%$9.75$14.80
01/19/15FGBI45%$17.09$24.74
02/06/14NWBN43%$4.02$5.75
02/27/16SBBI41%$41.00$58.00
01/11/17BAOB38%$3.11$4.30
01/15/14ASRV33%$3.05$4.05
08/30/12NECB23%$6.73$8.27
07/03/16SRNN21%$9.80$11.85
04/06/17BRBW14%$7.25$8.25
05/29/14BKUT7%$4.37$4.67
11/18/14CNAF1%$20.70$21.00
04/30/12CDBK-8%$14.5$13.39
04/26/12HCBP-100%$3.50$0.01

* April 2017 price, where the stock exists, or its value in acquiring stock

1 comment :

  1. My husband wants to start a new and small business and for this he wants to get loan from some bank. He was in search of a bank who provide for small businesses. I will surely tell him about Timyan Bank .

    ReplyDelete